Credit cap
0.3%The domestic card-interchange caps taking effect in Australia on 1 October 2026, kept separate from the earlier schedule that remains effective before that date.
At a glance
Compliance identifiers, scope and operational context for Australia interchange 2026 in a comparable format.
Debit fixed cap
8cDebit ad valorem
0.2%Debit benchmark
8cApplicability
Authorities, instruments and related compliance datasets connected to Australia interchange 2026.
RecordTypeRelationshipScope
eftpos Cardeftpos CardCarddirectly governs the domestic card scheme and payment methodGlobal / otherVisaNetVisaNetCarddirectly governs covered card products, schemes, systems and operatorsGlobal / otherAustraliaAustraliaMarketjurisdictional scope supported by the official instrumentAPACVisaVisaCarddirectly governs covered card products, schemes, systems and operatorsGlobalVisa DebitcardVisa DebitcardCarddirectly governs covered card products, schemes, systems and operatorsGlobal / other
How to interpret the published amount
Interchange is only one layer of acceptance cost; scheme fees, processor pricing, FX, fraud and operational cost remain separate.
A wholesale transfer between issuing and acquiring sides.
Product, issuer and transaction exclusions remain material.
Historical and future schedules are not collapsed into one rate.
Published facts
Source-scoped facts for Australia interchange 2026; versions, periods and effective dates remain explicit.
Published rate or amountEffective 2026-10-01
0.3% credit · 8c / 0.2% debithigh1 source
Scope
Domestic-issued card transactions acquired in Australiahigh1 source
Jurisdiction
Australiahigh1 source
Effective periodEffective 2026-10-01
2026-10-01high1 source
Australia interchange 2026100%
Applicability100%How to interpret the published amount100%Published Facts100%