Cetelem 3x/4x

pmt_cetelem_3x4x

Introduced in 2010, Cetelem 3x/4x is a buy-now-pay-later service for installment payments at checkout.

Use cases:
Initiation:
Users
-
Markets
1
TPV
-
Transactions
-

Markets

Mapped markets and the currencies used across the payment flow.

Capabilities

A standardized, evidence-aware view of how this payment method works.

Processing
ConfirmationInstantDelayed
Clearing ModelReal-timeBatch
System Settlement Timing
System Interoperability
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual Transfer
Payment Request
QR
NFC
USSD
Recurring
User-present Repeat
Merchant-initiated
Mandate Support/Required
Credential on File
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / Passcode
One-time Password
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank Account
Card
Stored Balance
Credit LineSupported
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific implementations are kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to Cetelem 3x/4x, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to Cetelem 3x/4x.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to Cetelem 3x/4x.

No standards have been mapped yet.