e-CNY

pmt_e_cny

Introduced in 2019, e-CNY is a digital wallet or mobile payment service for consumer and merchant payments used primarily in China.

Use cases:
Initiation:
Users
-
Markets
1
TPV
-
Transactions
-

Markets

Mapped markets and the currencies used across the payment flow.

Capabilities

A standardized, evidence-aware view of how this payment method works.

Processing
ConfirmationDelayedInstant
Clearing ModelReal-timeBatch
System Settlement Timing
System Interoperability
Cross-border Support
Flows
EmbeddedSupported
RedirectSupported
Deep LinkSupported
Offline Completion
Manual Transfer
Payment Request
QRConditional
NFCConditional
USSD
Recurring
User-present RepeatSupported
Merchant-initiated
Mandate Support/Required
Credential on FileSupported
Authentication
Online Banking
App ApprovalSupported
Biometric AuthenticationConditional
PIN / PasscodeConditional
One-time Password
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full RefundsNative
Partial RefundsNative
Multiple Partial RefundsConditional
Disputes
ChargebacksConditional
Non-chargeback Dispute ProcessSupported
Payment GuaranteeNot guaranteed
Funding Sources
Bank AccountConditional
CardConditional
Stored BalanceSupported
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account RequiredRequired
Phone Number RequiredConditional
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific implementations are kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to e-CNY, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to e-CNY.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to e-CNY.

No standards have been mapped yet.